Flexible Solar Financing Solutions for Your Business

Solar Power Purchase Agreements

A Solar Power Purchase Agreement (PPA) allows businesses to switch to solar energy without a capital investment. Sunchoice Energy partners with third-party providers who install and maintain the solar system at your facility—so you only pay for the power generated, typically at a lower rate than utility costs.

Zero Upfront Cost

Businesses don’t pay for equipment or installation; they simply purchase the electricity.

Lower Electricity Rates Cost

Many PPAs offer power at rates below local utility costs, leading to immediate savings.

System Ownership

The third-party developer retains ownership, handling installation, repairs, and maintenance.

Optional Buyout

Some PPAs allow you to purchase the solar system outright at specific milestones in the contract.

Renewable Energy Credits (RECs)

In many agreements, the system owner can claim or sell RECs, further enhancing the financial benefits of going solar.

Long-term contract

Typical PPA agreements range from 10 to 25 years, providing predictable energy pricing.

How it works

  • Site Evaluation

    We analyze your energy consumption patterns, facility layout, and site conditions—including roof or ground space availability and solar exposure.

  • Customized Proposal

    We develop a customized PPA plan outlining projected savings, contract terms, and the estimated size of the solar system.

  • Fixed-Rate Agreement

    A long-term agreement (typically 10–25 years) is established to purchase electricity generated by the solar system at a fixed rate, often lower than prevailing utility costs.

  • Financial Transparency

    All terms—like monthly payments, buyout options, and escalation rates—are clearly detailed so you can budget confidently.

IS PPA RIGHT 
FOR YOU?

A Solar Power Purchase Agreement (PPA) offers a no-capital-investment pathway to renewable energy. But is it the perfect match for your organization? Here’s what you need to know.

High Electricity Consumers

Factories, agribusinesses, large commercial buildings, and any operation with significant power needs. A PPA can instantly reduce monthly electricity expenses, particularly for businesses with high load requirements.

Stable Usage Profiles

Companies with consistent or predictable energy consumption throughout the year. Locked-in solar rates mean no surprises, providing a reliable alternative to fluctuating utility prices.

Stable Usage Profiles

The pay-as-you-go structure of a PPA eliminates substantial upfront costs, allowing capital to be redirected toward other key business priorities and improving overall cash flow.

Solar Leases

Solar leases let businesses use solar panels without buying them, paying a fixed monthly fee to a solar company that owns and maintains the system. This is ideal for those wanting to save on energy costs without a large initial investment.  

No Upfront Costs

Solar leases eliminate the need for any upfront investment. The solar provider finances and owns the system, allowing businesses to access clean energy without tying up capital. With most leases offering zero-down options, going solar becomes an affordable, low-risk solution from day one.

Fixed Monthly Payments

Leasing simplifies the transition to solar by removing the complexities of ownership, financing, and system design. With fewer administrative steps and faster approvals, businesses can move quickly from planning to installation—accessing clean energy and cost savings sooner. A fixed monthly fee, typically lower than previous utility bills, makes budgeting easier while cutting energy costs from day one.

Quick Implementation

Leasing streamlines the solar adoption process by eliminating the complexities of ownership, financing, and system design decisions. With fewer administrative hurdles and faster approvals.

Maintenance Handled by the Solar Company

The company who owns the lease handles all maintenance, repairs, and system monitoring, minimizing operational responsibilities for the business. While solar systems typically require minimal upkeep, having the provider manage any issues—such as panel cleaning or system faults—ensures reliable performance.

End-of-Lease Options

At the end of a typical 15–20 year lease, businesses can renew the lease, purchase the system at a discounted rate, or have it removed. This flexibility allows for strategic planning based on future energy needs.

No Ownership of the System

With a solar lease, the business does not own the solar panels; the company retains ownership throughout the lease term. This means businesses miss out on certain incentives, like the federal Investment Tax Credit (ITC).

Solar Loans

Solar loans are financing options that allow you to purchase and own a solar energy system by borrowing funds, repaid through fixed monthly payments over a set term. Unlike leases or PPAs, you own the system outright, unlocking tax credits and long-term savings while avoiding hefty upfront costs.

No Upfront Costs

Solar loans often require little to no down payment, making it easier for businesses to adopt solar without straining their cash flow. This financing structure is ideal for companies that prioritize liquidity and want to preserve capital for other operational needs or growth initiatives. By spreading the cost of the solar system over time, businesses can access clean energy while maintaining financial flexibility—unlocking long-term savings without a significant initial investment.

Full Ownership and Financial Benefits

Financing a solar system through a loan grants full ownership, allowing businesses to capitalize on valuable financial incentives. This includes eligibility for federal and state tax credits, accelerated depreciation (MACRS), and long-term return on investment through energy savings and increased asset value.

Predictable Monthly Payments

Solar loans provide consistent monthly payments, offering greater financial predictability compared to fluctuating utility bills. In many cases, loan payments are lower than existing energy costs, allowing businesses to manage budgets more effectively while benefiting from long-term energy savings.

Flexible Loan Terms Tailored to Your Business

Solar loans offer term lengths ranging from 7 to 30 years, giving your business the flexibility to choose a payment structure that fits your financial strategy—whether that’s lower monthly payments over time or a shorter term to minimize interest.

Maintenance Responsibility

When you finance and own the solar system, maintenance and repairs become your responsibility. While solar systems are generally low-maintenance, it’s important to plan for routine upkeep to ensure optimal performance and long-term reliability.

Build Equity in the System

Every loan payment contributes to owning a valuable asset. Over time, the system adds to your property value and delivers energy savings beyond the loan term.

How it works
for solar Leases
and Loans

  • Site Evaluation

    We analyze your energy consumption patterns, facility layout, and site conditions—including roof or ground space availability and solar exposure.

  • Customized Proposal

    Our team prepares a personalized proposal that highlights your potential energy savings and includes a tailored lease or loan option with detailed costs, projected savings, financing terms, and available tax incentives.

  • Contract
    & Approval

    Select your financing option, complete easy paperwork, and secure quick approval, locking in your energy savings.

  • Professional Installation

    Experienced professionals handle all aspects—design, permitting, and installation—ensuring minimal disruption to your operations.

Understand Your Solar IncentiveS  Options

A Guide to Tax Credits, Grants, and Depreciation Benefits
Benefits
Guidance
Value

Take the Next Step Toward Smarter Energy

Ready to see how solar can lower your operating costs and boost sustainability?
Don’t wait—your business deserves an energy strategy that delivers long-term savings and resilience.
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